Terms & Conditions

Last updated: January 2026

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the umairayoub.online website (the "Service") operated by Umair Ayoub ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

1. Intellectual Property

The Service and its original content (including but not limited to tool logic, designs, and text), features, and functionality are and will remain the exclusive property of Umair Ayoub and its licensors. The Service is protected by copyright, trademark, and other laws of both the India and foreign countries.

2. Use License

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • Republish material from this website (including republication on another website).
  • Sell, rent or sub-license material from the website.
  • Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose.

3. Limitation of Liability

In no event shall Umair Ayoub, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

4. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

5. Governing Law

These Terms shall be governed and construed in accordance with the laws of Pakistan, without regard to its conflict of law provisions.

6. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.